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"Texas Trash" Warm Bean Dip Recipe adapted from: allrecipes.com 1 (8 ounce) package cream cheese, softened 1 cup sour cream 2 cans (16 ounces, each) refried beans 1 packet taco seasoning 2 cups cheddar cheese, shredded 2 cups monterey jack cheese, shredded DIRECTIONS: Mix together cream cheese and sour cream. Mix in refried beans, Stir in taco seasoning. Spray a 9x13 baking pan with cooking spray. Spread mixture; Sprinkle the top with cheese. Bake for 25-30 minutes at 350.